Is travel insurance mandatory for Schengen visa

Schengen travel insurance covers medical expenses on a visit to European countries (Schengen Zone). There might be other beneficiaries (as per the policy), such as losses due to trip disturbances.

To answer the question, if Travel Insurance is Mandatory for Schengen Visa, then we would say, yes, you need a visa to travel to Europe. Also, it is a compulsory part of the visa application procedure, and not having a valid travel insurance for usa policy can automatically allow the Embassy to deny your visa submission.

The details of Schengen visa insurance Plan -

• Medical treatment costs include in-patient and out-patient medical treatment, Doctor visits, Hospitalization, Prescription medication, Emergency dental care.
• The cost of repatriation is available when you get ill or get into a severe accident that requires medical attention from your home country.
• You may even get additional and more comprehensive coverage, such as insurance for your trip or liability.
• In case of unforeseen circumstances, such as you need to come back, the insurance policy will reimburse some of your prepaid expenses.
• In case of a flight delay, the insurance company will cover food and accommodation expenses for the waiting period, only applicable for long delays.
• The insurance company will serve in case of baggage damage, loss, or theft. In case of personal injuries or property damage in Europe, the insurance company covers some costs.

Sometimes, you will not hve a travel insurance scope -

• Health insurance for visitors to usa with pre-existing conditions such as diabetes cancer that needs medical attention
• If you need medical supervision due to natural tragedy

You can connect with companies offering varied travel insurance policies online from different companies. You can also call the insurance company in your country, request a Schengen insurance policy, and purchase one.

Ensure the policy’s price and if it gives adequate coverage. You must always read the policy beforehand and check for different options.